Frequently Asked Questions
Please contact us if you cannot find an answer to your question.
Why should I make a financial plan?
Financial plans allow you to prepare for things like your child’s education, your retirement, or big/unexpected life changes.
What should a financial plan include?
It should start with your goals and objectives, and from there we will build an investment portfolio, retirement and tax planning, as well as insurance needs.
What are the services that you provide?
We provide bespoke comprehensive financial planning and investment advisory services for individuals and HUFs. We offer a range of service plans tailored for various needs. Our planning and advice is customized and individualized.
We can also do the ITR filing for salaried and businesses.
What is covered under financial and investment planning?
- Risk Profiling
- Review of existing assets and liabilities
- Counseling for removing unproductive assets
- Assessment of Financial Goals (retirement, child education, home purchase, etc.)
- Prioritization of Financial Goals
- Goal Affordability
- Goal-based Investment Advice
- Customized Asset Allocation
- Emergency/Liquidity Planning
- Detailed Investment Plan (including mutual funds, and other products)
- Review of Existing Life Insurance products; Review of existing Health and other insurances
- And many more
Is ITR filing included in the financial plan?
No.
ITR filing is a different process from Financial planning.
Both have very different requirement and is done independently from one another.
However, we can do both of these for you.
How are we different from other financial planners?
We are fee-only planners and are not associated with a particular product. We provide a comprehensive financial and investment plan that spans across various product type. As a fee-only planner we do not receive any commissions or other income from the products that we recommend, and we can offer conflict-free advice as a vast majority of the planners in India earn from commissions and incentives.
How often should I update my financial plan?
Your plans should be reviewed periodically (half yearly or a yearly basis) or before any major life transition to make sure that it is on track to achieve your goals.
Will my personal and financial information be made public?
We treat our client information with utmost confidentiality and would not share this data at any time and with anyone